Updated: Feb 25, 2020
Tax deferred growth of account values, and the possible tax advantaged access to account values
Ability to earn interest based on the performance of the S&P 500 Index, subject to a cap and the Barclays Trailblazer Sectors 5 Index, subject to a spread.
Ability to select between two death benefit options. You may also switch the death benefit option in the future based on your changing needs.
You can choose from several options for earning interest on your account value: one fixed interest option and additional options tied to market indexes. All the options have a guaranteed minimum rate. You will enjoy tax benefits, such as tax-deferred growth potential on your account; insurance benefits that are, generally speaking, not subject to income tax; and some tax-advantaged access to your surrender value. You may withdraw money at any time after year one. These withdrawals may be subject to surrender charges. You may borrow money – any number of loans may be taken from a positive surrender value. You may customize your life insurance policy with optional benefits, such as accelerated benefits for critical, terminal or chronic illness. You have a choice of death benefit options – the face amount of your policy, or the face amount plus your account value. Death benefits may be taken as a lump sum or periodic payments. You may adjust the death benefits. Loyalty is rewarded with a Persistency Bonus in policy years 11+.*
And this is just one alternative for our clients. Want to hear more? Go to the contact page and book an appointment TODAY!
*Fidelity and Guaranty Pathsetter
Disclosure: Subject to state availability. Certain restrictions may apply. Contracts issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA. Fidelity & Guaranty Life Insurance Company offers a diverse portfolio of life insurance policies. Before purchasing, consider your financial situation and alternatives available to you. Your F&G financial professional can help you determine the most suitable alternative for your goals and needs. Optional provisions and riders may have limitations, restrictions and additional charges.