No 401k at your job? IRAs and CDs frighten you? There's a better vehicle.

BENEFITS Tax deferred growth of account values, and the possible tax advantaged access to account values Ability to earn interest based on the performance of the S&P 500 Index, subject to a cap and the Barclays Trailblazer Sectors 5 Index, subject to a spread. Ability to select between two death benefit options. You may also switch the death benefit option in the future based on your changing needs. You can choose from several options for earning interest on your account valu

4 End-of-Life Documents and Why You Need Them?

Most of us aren’t keen to think about the end of life–especially our own. But discussing the need for and understanding end-of-life planning documents is important for all of us. So, what are these documents and why do you need them? Here’s a summary: 1: Durable power of attorney. This appoints another person to transact business, legal and financial matters for you until you die.Why do you need it? Lets say you are incapacitated by an accident or illness, it allows the perso